Terms of Service

1. Agreeing to these terms

By creating an account or using Tier One Picks, you agree to these terms. If you do not agree, please do not use the service. These terms are between you and Tier One Picks, a service of Cara Analytics LLC ("we", "us"). You must be at least 18 years old to use Tier One Picks.

2. What Tier One Picks is

Tier One Picks is a fantasy football analysis tool. It produces player projections and rankings, helps you draft, and evaluates trades, waiver claims and lineups. You can connect a Sleeper league so the numbers reflect your league's actual scoring rules and rosters.

We may add, change or remove features as the product develops. If we remove something significant that you are paying for, we will tell you.

3. Projections are estimates, not promises

This is the most important thing on this page. Every number in Tier One Picks is a statistical estimate of an uncertain future. Football is unpredictable — players get injured, coaches change plans, and seasons turn on single plays no model can foresee.

We show ranges rather than single numbers precisely because the answer cannot be known in advance, and we publish our accuracy including the times we were wrong. Nothing here is a guarantee of any outcome. Decisions you make using it are yours.

4. Not betting or financial advice

Tier One Picks is for fantasy football analysis. It is not gambling advice, betting advice, or financial advice. We do not accept wagers and handle no money other than your subscription. If you use our information in connection with any contest or wager, you do so entirely at your own risk, and you are responsible for the laws where you live.

5. Your account

Keep your sign-in email secure — anything done through your account is treated as done by you. Tell us at tier1picksapp@gmail.com if you believe someone else has access. One account per person, and please do not share your account with others.

6. Free and paid plans

The free plan gives you a limited version of the product. Pro unlocks the full rankings, the draft tools, your team's analysis, trades, waivers, playoff odds and AI chat. What each plan includes is shown on the plans page and may change as the product develops.

Pro is a season pass: a one-time payment of $29.99 (regular price $39) that unlocks Pro for the whole 2026 NFL season, through the end of the regular season and playoffs. Payment is handled by Stripe, as a single charge — not a subscription.

Your 2026 pass runs until 1 March 2027. That is the same date for everyone who buys a 2026 pass, whether you buy it in August or in December — it covers the full regular season and the playoffs, and ends well after the Super Bowl. It is a pass for one season, so it does not carry into the next one. We will email you before it ends, and again when the next season's pass is available, so nothing lapses without you hearing about it first.

7. There is no automatic renewal

We will never charge you again without you asking us to. The season pass is a single payment. It does not renew, there is no recurring subscription, and no card is charged when the season ends. When the next season comes around you decide, from scratch, whether to buy again.

We chose it this way deliberately. Fantasy football is seasonal, and a subscription that quietly bills you in March for a product you last opened in December is the thing people rightly hate. If we ever introduce a renewing plan, it will be a separate option you have to actively choose, with the price and billing period shown and agreed before any charge.

8. Cancelling

There is nothing to cancel — nothing recurring exists to stop. You can close your account whenever you like (section 14), and you can request a refund under section 9.

Closing your account ends your access. It does not by itself trigger a refund; the refund window in section 9 is what governs that.

9. Refunds

Full refund within 7 days of purchase, as long as you have not started a draft. No reason needed and no questions asked. Email tier1picksapp@gmail.com from your account address.

"Started a draft" means you opened the Draft Room or ran a mock draft on your account. That is the point where the season pass has done the main thing you bought it for, so it is where the refund window closes — whether that happens on day one or day six. We show this condition before you pay, not only here.

Outside that window we do not give refunds, except where the law requires one or where we got something wrong. If you were charged in error, charged twice, or paid for something that did not work, contact us and we will put it right regardless of the window — that is a mistake on our side, not a refund request.

10. Fair use

Please do not:

• scrape, bulk-download, republish or resell our projections and rankings;
• use our output to train a machine-learning model, or to build a competing projection or ranking product;
• share a paid account with other people, or resell access;
• attempt to break, overload, or gain unauthorized access to the service;
• access the service by automated means — bots, crawlers, scripts — other than through a feature we provide for that purpose;
• remove or obscure any credit we are required to give our data sources (section 11a);
• use the service to break the law or another site's terms.

The projections, rankings, models, and site content belong to us. Your own league data stays yours — you are giving us permission to use it to run the product for you, and nothing beyond that.

11. Connected services

Connecting a league means we read data from Sleeper's public API. We are not affiliated with, endorsed by, or partnered with Sleeper, the NFL, the NFL Players Association, or any team, broadcaster or player. If Sleeper changes or restricts its API, features that depend on it may stop working, and that is outside our control.

11a. Where our data comes from

We think you should know what the numbers are built on, and some of our sources require that we credit them.

• nflverse — historical play-by-play, rosters, snap counts, injury reports and related NFL data, used under the Creative Commons Attribution 4.0 licence (CC-BY 4.0). Credit to the nflverse project and its contributors. Underlying NFL data belongs to its respective owners and is subject to their terms.
• Sleeper— your league's settings, rosters and transactions, plus league-wide add/drop trend data, read from Sleeper's public API. Trend data is credited to Sleeper.
• Fantasy Football Calculator — average draft position used to calibrate draft tools.

Player names, team names and statistics are used to identify real people and teams and to report factual performance. All trademarks belong to their owners. Our projections, rankings, tiers and models are our own work product, built from these inputs.

11b. Redraft leagues — what we do not model

Tier One Picks is built for redraft and seasonal leagues. Every projection is rest-of-season. Dynasty and keeper valuation — player age curves, value in future seasons, and traded draft picks — is not modeled, and future picks cannot be entered into the trade analyzer at all. If you play dynasty, our output is one input about the current season and not an assessment of the deal. We would rather say this plainly than let a confident-looking number imply competence we do not have.

11c. Sports betting and DFS

Sections of the site marked "coming soon" for sports betting and daily fantasy are not available and do nothing today. Tier One Picks does not accept wagers, hold funds, offer contests with prizes, or operate as a sportsbook, DFS operator or gambling facilitator, and we are not licensed as any of those. Our free calculators (odds conversion, vig, arbitrage, draft order randomizer) are arithmetic tools — they do not predict outcomes or recommend bets. If we ever add features in this area, they will be analysis and research only, and these terms will be updated before that happens.

If gambling is causing you harm, call or text 1-800-GAMBLER.

11d. Availability

We aim to keep Tier One Picks running, especially in-season, but we do not promise any particular uptime and we offer no service-level guarantee. Maintenance, outages at our hosting providers, and failures at Sleeper or our data sources can all take features offline — including during a draft or before a lineup lock. Have a backup plan for decisions with a deadline. Section 13 sets out the limits on our liability if we are unavailable when you needed us.

12. No warranties

The service is provided "as is" and "as available". We do not promise it will be uninterrupted or error-free, or that projections will prove accurate. To the fullest extent the law allows, we disclaim the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

13. Limits on our liability

To the fullest extent the law allows, we are not liable for indirect, incidental, special or consequential damages, or for lost fantasy winnings, league entry fees, or wagers. Our total liability for any claim is limited to the amount you paid us in the twelve months before the claim arose. Some states do not allow these limits, in which case they apply only as far as the law permits.

14. Ending your account

You can stop using Tier One Picks at any time, and you can ask us to delete your account by emailing tier1picksapp@gmail.com — the Privacy Policy explains what happens to your data. We may suspend or close an account that breaks these terms. If we close a paid account without cause, we will refund the unused portion.

15. Changes to these terms

We may update these terms. If a change materially affects you, we will tell you by email or in the app before it takes effect. Continuing to use the service after that means you accept the updated terms. The date at the top always reflects the current version.

16. Governing law and disputes

These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-law rules. This section affects your legal rights, so it is written to be read rather than skipped.

16.1 Talk to us first. Most problems are a billing mistake or a bug, and both are faster to fix by email than through a legal process. Before starting arbitration or a lawsuit, send us a short written description of the problem and what you want, to tier1picksapp@gmail.com. We will do the same for you. Give us 60 days to sort it out. If we cannot, either of us can proceed. This step is required of both of us, and the clock on any deadline pauses while it runs.

16.2 You can opt out of arbitration, and it costs you nothing. Within 30 days of first accepting these terms, email tier1picksapp@gmail.com with the subject line "Arbitration Opt-Out" and your account email. That is all it takes. If you opt out, this section's arbitration and class-waiver provisions do not apply to you, and the courts described in 16.7 handle any dispute instead. We will not close your account, change your price, or treat you differently for opting out.

16.3 Agreement to arbitrate. If we cannot resolve a dispute informally and you have not opted out, you and we agree to resolve it by binding individual arbitration rather than in court, under the Federal Arbitration Act. Arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules, by a single arbitrator. A judge or jury will not decide the dispute, and appeal rights are limited.

16.4 What is not covered. Either of us may bring an individual claim in small claims court instead, if it qualifies — that is often cheaper and faster than arbitration for the size of dispute this product is likely to generate. Either of us may also ask a court for an injunction to stop misuse of intellectual property. Nothing here stops you from reporting a concern to a government agency.

16.5 Who pays.We pay the arbitration filing, administration and arbitrator fees beyond the consumer filing fee set by AAA's rules, and we will pay that too if you tell us it is a hardship. You may choose to have the arbitration decided on documents alone, by telephone or video, or in person in the county where you live. Each of us pays our own lawyers unless the law or the arbitrator says otherwise. We will not seek our legal costs from you.

16.6 Individual claims only, and what happens if that fails. Claims must be brought individually, not as a class, collective or representative action, and the arbitrator may not consolidate claims without everyone's consent. If a court decides this individual-claims requirement is unenforceable for a particular claim, then that claim — and only that claim — leaves arbitration and goes to the courts in 16.7; the rest of this section still applies to everything else.

16.7 Court, if arbitration does not apply. Where a dispute is not subject to arbitration, it will be brought in the state or federal courts located in Chester County, Pennsylvania, and we each consent to those courts. This does not deprive you of protections your home state's law gives you that cannot be waived.

16.8 If part of this fails. If any part of this section other than 16.6 is unenforceable, the rest stays in force.

17. Your responsibility to us

If someone brings a claim against us because of how you used Tier One Picks — breaking these terms, breaking the law, or infringing someone's rights — you agree to cover the reasonable costs of defending it. This does not apply to claims arising from our own conduct, and we will tell you promptly about any claim and let you participate in the defence.

18. Copyright complaints

If you believe something on Tier One Picks infringes your copyright, email tier1picksapp@gmail.com with: what work you say was infringed, where it appears on our site, your contact details, a statement that you believe in good faith the use is not authorized, a statement under penalty of perjury that your notice is accurate and that you are the owner or authorized to act for them, and your signature. We will investigate and remove infringing material.

19. The rest of the fine print

• If one part fails — if a court finds any provision unenforceable, the rest stays in force.
• Not waived by silence — if we do not enforce something straight away, we have not given up the right to enforce it.
• Transfers — you may not transfer your account or these terms to anyone else. We may transfer them if the business is sold or reorganized; your Privacy Policy protections travel with your data.
• How we reach you — we use the email address on your account, so keep it current. Notices to us go to tier1picksapp@gmail.com.
• The whole agreement — these terms and the Privacy Policy are the entire agreement between us about Tier One Picks, and replace anything said earlier.
• What survives — sections 3, 4, 11a-11d, 12, 13, 17 and this one continue to apply after your account closes.

20. Contact

tier1picksapp@gmail.com.